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given an estimate of market value, you can get a rough idea of how much cash you might
walk away with when the sale is completed. This can be particularly useful as you start
looking for another home to buy.
From the estimated
sales price, subtract:
- Payoff figure on your present loan(s)
- Broker's commission
- Any prepayment penalty on your mortgage
- Attorney's fees, if any
- Unpaid property taxes
In addition, I can tell you whether local customs or rules
expects the buyer or seller to pay for the following items:
- Title insurance premium
- Transfer taxes
- Survey fees
- Inspections and repairs for termites and the like
- Recording fees
- Homeowner Association transfer fees and document
preparation
- Home protection plan
- Natural hazard disclosure report
As far as closing costs are concerned, you and your
eventual buyer may agree on any arrangement that suits you, no matter what local practice
dictates. Your REALTORŪ will assist you in estimating what your
final closing costs will be. It is difficult to predict what the exact closing
costs will be when you negotiate with a particular buyer. |
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Christine Haneline, the broker, seller, builder, and/or developer does not guarantee the accuracy of information such as square footage, lot size, architectural images, or other information concerning the condition or features of subject property. Information is deemed reliable, but is not guaranteed. Information may have been obtained from public records and/or other sources, and all buyers are advised to independently verify the accuracy of any and all information through personal inspection with appropriate qualified professionals
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